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Mutual Fund | Portfolio Yoga - Part 4

Category: Mutual Fund

Fooling some of the people, all of the time 8

Fooling some of the people, all of the time

The single biggest reason you are given as to why you should invest in stock markets using a Mutual Fund and not via a Exchange Traded Fund or a Index Fund is proved by showcasing long term returns of few select funds that have over the last decade beaten the Index returns handily. In past posts I have reflected on...

Investing and Returns 0

Investing and Returns

A couple of days ago, writing in The Guardian, Tim Harford questioned and I quote “Is our reliance on automation dangerously diminishing our skills?” These days, we depend on Technology a lot and given our beliefs that a computer cannot go wrong, we accept the results without questioning the Math’s or the logic behind the answer. Regardless of whether we...

SIP, Expectations and Reality 0

SIP, Expectations and Reality

Indian’s have generally been Risk Averse and that is seen in the percentage of assets an average household has invested in markets (Direct or Indirect). Real Estate on the other hand has had huge amount of backing given the rally we saw in the last decade. But with Real Estate prices shooting for the moon and one which is affordable...

Fire your Financial Advisor? 1

Fire your Financial Advisor?

In today’s Mint, Monika Halan has a post titled “When to fire your financial adviser“. While I am sure she knows way better than me when it comes to advisers, I felt that she had used a large brush without providing contexts when its right and when its wrong. So, here I go as usual with my thoughts; MH: An adviser...

Where is your Edge 7

Where is your Edge

A friend of mine has a shop selling something which in theory has no moat whatsoever. If you wish, you could easily put up something right next to him and start doing business. Margins are good which means that there is pretty high attraction to getting into his business. Where there were just 2 a few years ago, I now...

The Ultimate Strategy 3

The Ultimate Strategy

The holy grail of returns would be if you could get equity like returns while having bond like volatility. While in theory such possibilities do exist, the question that arises is whether its feasible / practicable in execution where reality meets fantasy. Motilal Oswal Mutual Fund has indeed launched one such fund aptly named – Motilal Oswal MOSt Focused Dynamic Equity...

The future is Passive 0

The future is Passive

The big news this week was about the inflow into Vanguard, the world’s largest mutual fund company which attracted $198.4 billion in the first eight months of this year drawing money from Active Mutual Funds and even Exchange Traded Funds as investors poured money into its low cost Index funds. On the other hand, we in India recently had a SIP...