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Asset Allocation | Portfolio Yoga - Part 4

Category: Asset Allocation

Waiting for a Bear Market 5

Waiting for a Bear Market

Today I came across a interesting post by Dev Ashish at Stable Investor about why a investor (especially if he is young) should yearn for a bear market than a bull market. The logic he provides is pretty right given that the cheaper you buy a stock / index, the higher the probability that you shall make a decent return...

Fire your Financial Advisor? 1

Fire your Financial Advisor?

In today’s Mint, Monika Halan has a post titled “When to fire your financial adviser“. While I am sure she knows way better than me when it comes to advisers, I felt that she had used a large brush without providing contexts when its right and when its wrong. So, here I go as usual with my thoughts; MH: An adviser...

The future is Passive 0

The future is Passive

The big news this week was about the inflow into Vanguard, the world’s largest mutual fund company which attracted $198.4 billion in the first eight months of this year drawing money from Active Mutual Funds and even Exchange Traded Funds as investors poured money into its low cost Index funds. On the other hand, we in India recently had a SIP...

Random thoughts, Financial Planning 2

Random thoughts, Financial Planning

Till very recently, Finance was simple. You earned X, spent Y and the remainder Z was usually put away in a Fixed Deposit for a rainy day or as savings for a future goal – House / Marriage, etc. Equity exposure was the last thing most people had in mind unless of course you were in Mumbai or Gujarat where...

Divergence of Signals 6

Divergence of Signals

On a monthly basis, I update a Asset Allocation matrix (Link) which this month recommended a reduction in allocation to Equities. A day or two later, I wrote that we are maybe at the start of a new bull run (Link). Now, with both being in conflict has meant quite a few readers raised as to what is happening and...

Conflict of Advise 0

Conflict of Advise

We generally do not like being told what to do, especially in areas where we believe we know better than most other guys and definitely know better than the Charlie with the attitude who thinks he can advise me on how I can invest better. In my own extended family, most of those I know pretty closely have done way...

Importance of Defense 1

Importance of Defense

Offense is what we like, Defense is what saves us and in between the two lies the gulf of survival and failure. If you are a Cricket fan, you would have at the very least kept score of what is happening at the IPL. At the start of the tournament, one of the strongest contenders have been Royal Challengers, Bangalore...