Tagged: Fees

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Portfolio Management Services – understanding it better

At a time when Mutual Funds are seeing withdrawals, assets for Portfolio Management Service (PMS henceforth) are blooming. This even though Mutual Funds are better off when it comes to how one gets taxed as well as the fees. Mutual funds, even the active funds charge these days much lower than what the investor ends up paying at most portfolio...

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Advise is Cheap, Advisory is Not

Twitter for the financial community has been a fine place for exchange of ideas and thoughts. While the #fintwit community is not very large, it’s decent enough to generate interesting conversations around the world of finance. For all the talk of we not being part of a herd, if you were to just scroll around with an open mind, you...

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Save Early or Lose Substantially?

An often repeated mantra is that if you don’t start saving early, you end up losing tremendously. You cannot argue with a statement like that , especially when it’s backed by evidence of the difference in returns if you start at 20 or start at 30. Keeping in mind my skepticism with much of what goes around as “gyan”, I...

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Learning the Wrong Lesson from Bogle.

Human Life Expectancy today is 79 years. Most of us live out the lives in a fashion that none other than family members can remember one after we pass away from this world. Those who achieve greatness in their lifetime are generally remembered for at least one more generation before the memory stats to fade away. Peter Houston, invented the...

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The role of Incentives and what it means for your Retirement

There is this famous skin Doctor in Bangalore whose clinic is thronged by patients all-round the year. Being famous generally also means that one gets expensive but it ain’t so here, the Doctor Consultation fees is lower than what any other specialist anywhere shall charge. But there is a catch – you need to buy the ointment he prescribes at...

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Fee always makes a difference to the outcome. Stop following the Herd

Till the establishment of the National Stock Exchange, anyone who wanted to buy shares approached brokers of the Regional Stock Exchanges who either bought the shares on their own exchange if it was traded or bought it on another exchange on which the stock got traded. There were two kinds of fees that brokers levied. One was the brokerage which...